16 +
Years in practice
500+
Clients Served
$50M+
Client Tax Savings
93%
Of Physicians Renew
For High-Income Earners Making $400,000 Or More A Year
Most People Earning $400,000+
Are Paying The IRS At Least $50,000 A Year More Than They Have To
Most People Earning $400,000+
Are Paying The IRS At Least $50,000 A Year More Than They Have To
We take your tax returns and show you exactly how much you could be saving every year, accurate to within 96 percent, before you spend a dollar fixing your tax strategy
Get A $550 Tax Projection, Yours At No Cost
For High-Income Earners Making $400,000 Or More A Year
Most People Earning $400,000+ Are Paying The IRS At Least $50,000 A Year More Than They Have To
We take your tax returns and show you exactly how much you could be saving every year, accurate to within 96 percent, before you spend a dollar fixing your tax strategy
Get A $550 Tax Projection, Yours At No Cost
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4.9 stars | 100+ Reviews
4.9 stars | 100+ Reviews
16 +
Years in Business
Years in Business
500+
Clients Served
Clients Served
$50M+
Client Tax Savings
Client Tax Savings
93%
Of Clients Renew
Of Clients Renew
Your Return Is Accurate, But Nobody Has Asked If It Is The
Your Return Is Accurate, But Nobody Has Asked If It Is The
Your Return Is Accurate, But Nobody Has Asked If It Is The
Have To Pay
Lowest
Lowest
Lowest
Amount You Have To Pay
Amount You Have To Pay
Amount You
Every spring a number lands on your tax return, whether you filed it yourself or handed it to someone who did, and you sign it without a second look, because it landed on time, the numbers tracked cleanly, and everything on it is accurate.
Every spring a number lands on your tax return, whether you filed it yourself or handed it to someone who did, and you sign it without a second look, because it landed on time, the numbers tracked cleanly, and everything on it is accurate.
And that is the whole issue: accuracy is the only test your return has ever been given. One person or one program sets the number, files it, and closes the year, and nobody has asked whether it is the lowest amount you legally have to pay.
And that is the whole issue: accuracy is the only test your return has ever been given. One person or one program sets the number, files it, and closes the year, and nobody has asked whether it is the lowest amount you legally have to pay.
For most earners above $400,000, that unasked question is worth $50,000 or more a year.
For most earners above $400,000, that unasked question is worth $50,000 or more a year.
The Overpayment Lives In The Gaps Between Your Income Streams
The Overpayment Lives In The Gaps Between Your Income Streams
The tax code was not written for one income stream at a time, it was written for the interaction between them.
A high earner with a salary, a business stake, real estate, and investor activity has a combined tax position that is structurally different from four separate returns, and the gap between those two is where the overpayment compounds.
Business Owner
Real Estate
Investor Income
Salary
Salary
Investor Income
Real Estate
Business Owner
When each stream files separately, those interactions are never visible to the person building the return. Coordinated architecture and accurate compliance are different categories of work.
"That is also why forming a new entity, on its own, changes nothing about what you owe."
Your tax position only works when your structure, your compensation, your deductions, and your timing are built into one plan around your situation, which is architecture, not a filing. Built that way, the bill comes down year after year, and the structure underneath becomes something you build wealth on rather than a cost you absorb every spring.
Salary
Business Owner
Real Estate
Investor Income
Real Estate
Salary
Investor Income
Business Owner
The Overpayment Lives In The Gaps Between Your Income Streams
The tax code was not written for one income stream at a time, it was written for the interaction between them.
A high earner with a salary, a business stake, real estate, and investor activity has a combined tax position that is structurally different from four separate returns, and the gap between those two is where the overpayment compounds.
Business Owner
Real Estate
Investor Income
Salary
Salary
Investor Income
Real Estate
Business Owner
When each stream files separately, those interactions are never visible to the person building the return. Coordinated architecture and accurate compliance are different categories of work.
"That is also why forming a new entity, on its own, changes nothing about what you owe."
Your tax position only works when your structure, your compensation, your deductions, and your timing are built into one plan around your situation, which is architecture, not a filing. Built that way, the bill comes down year after year, and the structure underneath becomes something you build wealth on rather than a cost you absorb every spring.
Salary
Business Owner
Real Estate
Investor Income
Real Estate
Salary
Investor Income
Business Owner
A Strategic
A Strategic
A Strategic
Advisory Firm
Advisory Firm
of 35, Not A Filing Service
of 35, Not A Filing Service
Advisory Firm of 35, Not A Filling Service
Delerme CPA is a CPA firm of 35, and filing tax returns is the smallest part of what it does. The work is strategic advisory, multi-year planning and structuring, initiated before year end rather than reported after it.
Delerme CPA is a CPA firm of 35, and filing tax returns is the smallest part of what it does. The work is strategic advisory, multi-year planning and structuring, initiated before year end rather than reported after it.
The CPA firm's depth comes from more than a decade spent coordinating salary, business, property, and investment income into one tax plan for high-income earners, with no gray areas and audit defensibility engineered into every filing, backed by in-house tax attorneys.
The CPA firm's depth comes from more than a decade spent coordinating salary, business, property, and investment income into one tax plan for high-income earners, with no gray areas and audit defensibility engineered into every filing, backed by in-house tax attorneys.
That is what stands behind sixteen years with no client ever audited on our work.
That is what stands behind sixteen years with no client ever audited on our work.
The Institutional Foundation
The Institutional Foundation
Behind
Behind
The Architecture
The Architecture
Victor Delerme built his career in international tax at KPMG. International tax architecture trains you to see one thing, how the interaction between structures produces a different number than the structures in isolation.
That is the same principle applied to a high earner's income. After more than a decade of coordinating salary, business, property, and investment income, this CPA firm knows exactly where the overpayment hides, and how to build a single and optimized tax position that closes it.
Victor Delerme
Founder, Delerme CPA. | Former KPMG International Tax Professional | CPA Since 2004
Get A $550 Tax Projection, Yours At No Cost
The Institutional Foundation
Behind
The Architecture
Victor Delerme built his career in international tax at KPMG. International tax architecture trains you to see one thing, how the interaction between structures produces a different number than the structures in isolation.
That is the same principle applied to a high earner's income. After more than a decade of coordinating salary, business, property, and investment income, this CPA firm knows exactly where the overpayment hides, and how to build a single and optimized tax position that closes it.
Victor Delerme
Founder, Delerme CPA. | Former KPMG International Tax Professional | CPA Since 2004
Get A $550 Tax Projection, Yours At No Cost
The Overpayment, Found And
The Overpayment,
The Overpayment,
Found and Fixed
On Three Real
Fixed On
Found And Fixed On
Three Real Accounts.
Three Real Accounts.
Accounts.
The Salaried Tech Investor
The Salaried Tech Investor
A Tech Professional Earning $550,000 On A Salary Now Saves $50,000 To $60,000 Every Year
A Tech Professional Earning $550,000 On A Salary Now Saves $50,000 To $60,000 Every Year
Sid earned $550,000 on a W2 and filed his own return, certain a salary left nothing to optimize and that his investments were his brokerage's problem, not his. The income was reported accurately every year and coordinated by no one.
After we implemented strategic planning to restructure his tax position around his full picture, his liability came down by $50,000 to $60,000 a year, reinvested into stocks for his two children.
Sid earned $550,000 on a W2 and filed his own return, certain a salary left nothing to optimize and that his investments were his brokerage's problem, not his. The income was reported accurately every year and coordinated by no one.
After we implemented strategic planning to restructure his tax position around his full picture, his liability came down by $50,000 to $60,000 a year, reinvested into stocks for his two children.
The Business Seller
The Business Seller
A Founder Who Sold His Company For $33 Million Cut A Capital-Gains Bill That Ran Into Seven Figures
A Founder Who Sold His Company For $33 Million Cut A Capital-Gains Bill That Ran Into Seven Figures
Bryson sold the business he built in a deal worth $33 million, paid out over seven years. The structure holding it was set up years earlier for estate purposes, the worst arrangement for a sale this size, and left in place it would have sent millions to the IRS that did not need to go.
Rebuilt and coordinated ahead of the payout, the bill came down sharply, and the estate planning that comes next was already in motion. One decision, made before the payout began, kept seven figures of that sale out of the IRS's hands.
Bryson sold the business he built in a deal worth $33 million, paid out over seven years. The structure holding it was set up years earlier for estate purposes, the worst arrangement for a sale this size, and left in place it would have sent millions to the IRS that did not need to go.
Rebuilt and coordinated ahead of the payout, the bill came down sharply, and the estate planning that comes next was already in motion. One decision, made before the payout began, kept seven figures of that sale out of the IRS's hands.
The Multi-Stream Household
The Multi-Stream Household
A Household Earning $545,000 Across Salary, 1099, And Real Estate Locked In About $62,000 Of Savings A Year
A Household Earning $545,000 Across Salary, 1099, And Real Estate Locked In About $62,000 Of Savings A Year
Rohan and his wife earned $545,000 across a salary, 1099 work, and real estate, every stream handled separately and none of them coordinated.
Rebuilt into one tax plan around their actual income mix, the liability came down by roughly $62,000 in the first year and settles at $30,000 to $40,000 a year going forward, put back into their portfolio.
That figure is a new floor, not a refund, and because it comes from how the position is built, they keep it every year while staying fully liquid.
Rohan and his wife earned $545,000 across a salary, 1099 work, and real estate, every stream handled separately and none of them coordinated.
Rebuilt into one tax plan around their actual income mix, the liability came down by roughly $62,000 in the first year and settles at $30,000 to $40,000 a year going forward, put back into their portfolio.
That figure is a new floor, not a refund, and because it comes from how the position is built, they keep it every year while staying fully liquid.
The Overpayment Compounds Every Year Your Tax Position Goes Unchanged
The Overpayment Compounds Every Year Your Tax Position Goes Unchanged
Without one tax plan built across all your income streams, a high earner with a salary, a business stake, real estate, or investor activity files the same overpayment every year on your taxes.
Without one tax plan built across all your income streams, a high earner with a salary, a business stake, real estate, or investor activity files the same overpayment every year on your taxes.
The interaction that created the gap last year created it the year before, and it will create it again next April unless your tax position is rebuilt.
The interaction that created the gap last year created it the year before, and it will create it again next April unless your tax position is rebuilt.
For an earner above $400,000, that gap runs on the order of $50,000 a year, kept by no one and put to work nowhere. The projection identifies that figure from your own returns, at no charge, before any engagement is discussed.
Every year you do not ask whether your bill could be lower is another year the number does not change.
Get A $550 Tax Projection, Yours At No Cost
The Overpayment Compounds Every Year Your Tax Position Goes Unchanged
Without one tax plan built across all your income streams, a high earner with a salary, a business stake, real estate, or investor activity files the same overpayment every year on your taxes.
The interaction that created the gap last year created it the year before, and it will create it again next April unless your tax position is rebuilt.
For an earner above $400,000, that gap runs on the order of $50,000 a year, kept by no one and put to work nowhere. The projection identifies that figure from your own returns, at no charge, before any engagement is discussed.
Every year you do not ask whether your bill could be lower is another year the number does not change.
Get A $550 Tax Projection, Yours At No Cost
Seven Parts Of
Seven Parts Of
One Tax Plan,
One Tax Plan,
Built Across Everything You Earn
Built Across Everything You Earn
Seven Parts Of
Seven Components, Run By The Same Team, On Every Account, Every Year
The Multi-Year Tax Plan
One plan across your salary, business, property, and investment income, holding the savings in place year after year.
Current Year Filing
Your current tax return filed as part of one plan, not the old separate-income-stream structure, so the overpayment pattern stops here.
The Year-End Planning Session
A dedicated session before December 31st with our CPA firm that sets next year's position while there is still time to act.
Audit Protection, Built In
Audit defensibility engineered into the work itself, on a sixteen-year record of no client ever audited.
Prior Years, Recovered As A Bonus
Where earlier years are still open, the overpayment in them is recovered on top of the savings going forward.
Your Dedicated Account Team
Once the engagement begins, a dedicated Onboarding Manager coordinates your account through to the end, no VAs in the chain.
The Encrypted Client Portal
Secure document handling and direct chat on your account, through every filing.
Prior Years, Recovered As A Bonus
Where earlier years are still open, the overpayment in them is recovered on top of the savings going forward.
The Encrypted Client Portal
Secure document handling and direct chat on your account, through every filing.
Get A $550 Tax Projection, Yours At No Cost
Seven Parts Of
One Tax Plan,
Built Across Everything You Earn
Seven Parts Of
Seven Components, Run By The Same Team, On Every Account, Every Year
The Multi-Year Tax Plan
One plan across your salary, business, property, and investment income, holding the savings in place year after year.
Current Year Filing
Your current tax return filed as part of one plan, not the old separate-income-stream structure, so the overpayment pattern stops here.
The Year-End Planning Session
A dedicated session before December 31st with our CPA firm that sets next year's position while there is still time to act.
Audit Protection, Built In
Audit defensibility engineered into the work itself, on a sixteen-year record of no client ever audited.
Prior Years, Recovered As A Bonus
Where earlier years are still open, the overpayment in them is recovered on top of the savings going forward.
Your Dedicated Account Team
Once the engagement begins, a dedicated Onboarding Manager coordinates your account through to the end, no VAs in the chain.
The Encrypted Client Portal
Secure document handling and direct chat on your account, through every filing.
Prior Years, Recovered As A Bonus
Where earlier years are still open, the overpayment in them is recovered on top of the savings going forward.
The Encrypted Client Portal
Secure document handling and direct chat on your account, through every filing.
Get A $550 Tax Projection, Yours At No Cost
Three Steps Between You And The Lowest Number Available
Three Steps Between You And The Lowest Number Available
One Conversation, Not A Commitment
A 45 minute call about your income and your situation. No obligation, no cost, no commitment beyond the conversation itself.
01
Your Number, Before You Sign Anything
We build a projection from your own returns and put the number in front of you, accurate to within 95 to 98 percent, before any engagement exists to sign.
02
One Single Tax Position, Not Four Separate Returns
Your current return is filed as one coordinated position, not four separate ones. The forward plan goes in alongside it, and any prior year still open is recovered on top.
03
01
01
One Conversation, Not A Commitment
A 45 minute call about your income and your situation. No obligation, no cost, no commitment beyond the conversation itself.
Your Number, Before You Sign Anything
We build a projection from your own returns and put the number in front of you, accurate to within 95 to 98 percent, before any engagement exists to sign.
02
02
03
03
Every Income Stream Put To Work In One Return
Your current tax return is filed with your salary, business, property, and investments structured to work together instead of sitting untouched. The forward plan goes in alongside it, and any prior year still open is recovered on top.
Get A $550 Tax Projection, Yours At No Cost
Three Steps Between You And The Lowest Number Available
One Conversation, Not A Commitment
A 45 minute call about your income and your situation. No obligation, no cost, no commitment beyond the conversation itself.
01
Your Number, Before You Sign Anything
We build a projection from your own returns and put the number in front of you, accurate to within 95 to 98 percent, before any engagement exists to sign.
02
One Single Tax Position, Not Four Separate Returns
Your current return is filed as one coordinated position, not four separate ones. The forward plan goes in alongside it, and any prior year still open is recovered on top.
03
01
One Conversation, Not A Commitment
A 45 minute call about your income and your situation. No obligation, no cost, no commitment beyond the conversation itself.
Your Number, Before You Sign Anything
We build a projection from your own returns and put the number in front of you, accurate to within 95 to 98 percent, before any engagement exists to sign.
02
03
Every Income Stream Put To Work In One Return
Your current tax return is filed with your salary, business, property, and investments structured to work together instead of sitting untouched. The forward plan goes in alongside it, and any prior year still open is recovered on top.
Get A $550 Tax Projection, Yours At No Cost
You See The Numbers
You See The Numbers
On Your Account
On Your Account
Before
Before
Any Engagement Is Signed
Any Engagement Is Signed
Before any engagement is signed, our CPA firm hands you two figures pulled straight from your own filings, what one tax plan across your income saves you going forward, and what is still recoverable from your last three tax returns, as a bonus on top. Both are accurate to within 95 to 98 percent.
If the math does not work strongly in your favor, no engagement is offered.
If the math does not work strongly in your favor, no engagement is offered.
Either way, the numbers are yours.
Either way, the numbers are yours.
You See The Numbers On Your
Account
Before
Any Engagement Is Signed
Before any engagement is signed, our CPA firm hands you two figures pulled straight from your own filings, what one tax plan across your income saves you going forward, and what is still recoverable from your last three tax returns, as a bonus on top. Both are accurate to within 95 to 98 percent.
If the math does not work strongly in your favor, no engagement is offered.
Either way, the numbers are yours.
"I've used Delerme CPA for years now and every year they excel. They've saved us tons on taxes and have implemented plans that have helped my portfolio soar. PSA: if you own real estate, give them a call.. 30000% ROI"
Jamarious Jackson
"If you are looking for an accountant that truly feels like a business partner, these guys are the place to go! The consultative approach has taken a huge weight off my shoulders compared to past firms."
Ryan Lamothe
"Excellent treatment. I feel like they really cared about my account. I didn't feel like just another client. Best CPA firm that I've worked with in over 30 years."
Hector Garcia
"Tax matters were undertaken expertly by the team at Delerme. I am pleased with the results and a weight was lifted from me in the process."
Jmt
"They made tax season stress-free and were always available to answer questions. The team is highly professional, knowledgeable, and responsive. Highly recommend!"
Mireille Rivera
Rated 4.9 Stars
Rated 4.9 Stars
Rated 4.9 Stars
By 107
By 107
High-Income Clients On Google
High-Income Clients On Google
By 107 High-Income Clients On Google
"I've used Delerme CPA for years now and every year they excel. They've saved us tons on taxes and have implemented plans that have helped my portfolio soar. PSA: if you own real estate, give them a call.. 30000% ROI"
Jamarious Jackson
"If you are looking for an accountant that truly feels like a business partner, these guys are the place to go! The consultative approach has taken a huge weight off my shoulders compared to past firms."
Ryan Lamothe
"Excellent treatment. I feel like they really cared about my account. I didn't feel like just another client. Best CPA firm that I've worked with in over 30 years."
Hector Garcia
"Tax matters were undertaken expertly by the team at Delerme. I am pleased with the results and a weight was lifted from me in the process."
Jmt
"They made tax season stress-free and were always available to answer questions. The team is highly professional, knowledgeable, and responsive. Highly recommend!"
Mireille Rivera
Over $50 Million In Tax Savings Delivered Across 500+ Client Accounts
Over $50 Million In Tax Savings Delivered Across 500+ Client Accounts
Common Questions
Common Questions
Common Questions
The Call
Answered
Answered
Before
Before
Before
The Call
The Call
Answered
What are the best tax strategies for high income earners?
Will I pay a fee upfront and then not hear from you again?
What happens on the first call, and what does it cost?
Does this replace my current CPA, or the return I file myself?
What if the projection shows the savings are not there?
How does audit protection actually work?
What is the actual engagement model?
Either Save At Least $50,000 A Year Going Forward, Or The Certainty You Are Not Overpaying
Either Save At Least $50,000 A Year Going Forward, Or The Certainty You Are Not Overpaying
The process starts with a 45 minute call, and from there we build a projection from your own returns and present two numbers before any engagement is signed, what one coordinated position saves you going forward, and what is still recoverable from your last three returns, as a bonus on top.
If the math is there, the forward savings run year after year and the recovery stacks on top. If the math is not there, those same numbers confirm you are not overpaying, with your return already at the lowest number available. The numbers are yours either way.
What You Get Before Any Engagement Is Signed:
What one coordinated tax position across your income would save you going forward, on your own tax returns.
What one coordinated tax position across your income would save you going forward, on your own tax returns.
What is still recoverable from your last three tax returns, as a bonus on top.
What is still recoverable from your last three tax returns, as a bonus on top.
A high-level overview from our CPA firm of where your position sits, accurate to within 95 to 98 percent.
A high-level overview from our CPA firm of where your position sits, accurate to within 95 to 98 percent.
The numbers, yours to keep, whether the engagement runs or not.
The numbers, yours to keep, whether the engagement runs or not.
Either result is worth the 45 minutes: save at least $50,000 a year going forward, or the certainty that you are not overpaying.
Your Tax Savings Projection Starts With This Form
Either Save At Least $50,000 A Year Going Forward, Or The Certainty You Are Not Overpaying
The process starts with a 45 minute call, and from there we build a projection from your own returns and present two numbers before any engagement is signed, what one coordinated position saves you going forward, and what is still recoverable from your last three returns, as a bonus on top.
If the math is there, the forward savings run year after year and the recovery stacks on top. If the math is not there, those same numbers confirm you are not overpaying, with your return already at the lowest number available. The numbers are yours either way.
What You Get Before Any Engagement Is Signed:
What one coordinated tax position across your income would save you going forward, on your own tax returns.
What is still recoverable from your last three tax returns, as a bonus on top.
A high-level overview from our CPA firm of where your position sits, accurate to within 95 to 98 percent.
The numbers, yours to keep, whether the engagement runs or not.
Either result is worth the 45 minutes: save at least $50,000 a year going forward, or the certainty that you are not overpaying.
Your Tax Savings Projection Starts With This Form
© 2026 Delerme CPA. All rights reserved.
© 2026 Delerme CPA. All rights reserved.
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